Archive for March 2010

Free Credit Report: How To Get It

Jay Delgado asked: You have the right to obtain one free credit report a year from each of the major credit reporting agencies: Equifax, Experian and TransUnion. Reviewing your free credit reports each year can be extremely beneficial when it comes to protecting and improving your credit standing. If you have not taken advantage of [...]

Do online background check companies have my credit information?

Wilson M asked: Hello, I see that there is a sea of online companies that offer a full and extensive range of background check services, however I was wondering do they also have access to my credit information (i.e. they can provide my credit report or FICO score or social security number)? With identity theft [...]

Can I retract permission for credit checks by Dish Network?

Ravi S asked: I signed up with Dish Network about 3 weeks ago on a 18 month contract. I got a letter from them this week indicating that they have denied my request for programming upgrade because of adverse information in my credit report from TranUnion. It turned out that there was no adverse information [...]

Are there any real free credit reports online? All of the others say they are free but they are really not?

te-te asked: They say they are free but they want you to type in your credit card number to continue on.BURTON

Can you change your own credit report?

XtremlyME asked: My best friend says her sister-in-law went online and actually changed items on her credit report. I told my friend that this was impossible and illegal but she thinks her sis-in-law did it. Can you really get away with this? ThanksCHRISTIAN