Archive for December 2009

How to check if your parents have searched your credit report using your ss#?

InLoveWithHer asked: My girlfriends parents are asking her weird questions about things that she has purchased on credit without even actually knowing that she purchased them. She thinks as do I that they are checking her credit report online because they have her SS#. She’s almost 20 years old. What can be done to find [...]

Personal Credit Report: Easily Access Your Credit Records

Amy Gordon asked: Personal credit report largely determines your credit worthiness and interest rates that you can qualify for. You can easily get a credit report through government-sanctioned agencies (FTC) and consumer-reporting companies (Equifax, Experian, and TransUnion) that provide free credit reports. These are easily available and even you can get one to know your [...]

Credit Report Secret – Raise Your Credit Score Fast With This Method!

Helen Hecker asked: Everyone wants a good credit score. So much of what we do financially is dependent on this FICO score on our credit report. Of course it’s important to try to make payments on time, etc. but this isn’t always easy to do. Emergencies come up. You can be the best person in [...]

Things You Should Know About Your Credit Report

Liz Roberts asked: When applying for credit or taking out a loan, the first thing that your creditor will do is to check your credit report. Based on your credit report, a lender can either grant you an approval or reject your application. For this reason, everyone is advised to personally check on their credit [...]

Fixing Errors on Your Credit Report

Lisa Nichols asked: Fix errors on your credit report to prevent future problems. Credit report errors can result in an incorrect credit score- or worse. Tips to keep credit reports clean include reviewing credit card statements and credit report monitoring to prevent errors and stay safe from identity theft.Reviewing Credit Card Statements to Unearth MistakesReview [...]