Archive for September 2009

Common Credit Report Mistakes

Mike Clover asked: it report is not something to be taken lightly these days. It is almost as important as your social security card. There will come a time where your credit report will be required for credit purposes. We see credit reports on a daily basis, and there typically are issues with that individual’s [...]

how do I go about checking my identity for possible identity theft?

BGH asked: I tried to check my credit report online through annualcreditreport.com. They told me they were unable to verify that I was who I said I was. And that I had a morgage in 2005. I have never had a morgage. How do I go about researching this without costing a fortune?DINO

Request your free credit report and credit score

Anna Josephs asked: Free credit report and credit score history determines what loans you qualify for and what the interest rate you pay. Take control of your credit by checking both your credit report and credit score from three of financial bureaus. Which will be always helpful for you in all your legal works and [...]

If a bank does a hard pull on my credit report to open a bank account how will this negatively effect my score

The Great Poomba asked: I wanted to open an online checking account and am planning on buying a house soon. How much will this effect my credit score? Thanks! It’s actually a checking account through Schwab that gives a pretty high percentage interest on your money, so I’m not sure if that makes a difference.VANCE

Facts About Credit Reports

Marcus Peter asked: art to enter the world of financing your personal needs, credit reports will inevitably arise. First of all, a credit report gives detailed information on all the financial transactions you have made. Usually, it involves a track of the expenses you have on your credit cards including the amounts you left unpaid [...]