Archive for September 19, 2009

Tips on How to Get a Free Credit Report Online

David Makarski asked: Since 2005 every US citizen is entitled to get a free copy of their credit report from each of the three major credit bureaus, TransUnion, Experian, and Equifax. Detailed information on them can be obtained from the World Wide Web.Many people are now using the internet to obtain their credit reports. It [...]

Will being 3 days late on a credit card payment hurt your credit?

defectivecandy asked: I didn’t receive a bill this month for my credit card, so when I got on my phone today I found out I was late by three days on my credit card payment. So I jumped online and paid the whole card off. I know most likely I will get a late fee, [...]