Archive for September 2009

Free Instant Credit Report: a Reliable Way to Know Your Financial Position

James Peter asked: A credit report incorporates all the details pertaining to your financial condition and is very much essential to all your financial dealings. This credit report is usually prepared by the credit agencies, who in turn keep a track on all your financial activities of a particular year. free instant credit report too [...]

Tips on How to Get a Free Credit Report Online

David Makarski asked: Since 2005 every US citizen is entitled to get a free copy of their credit report from each of the three major credit bureaus, TransUnion, Experian, and Equifax. Detailed information on them can be obtained from the World Wide Web.Many people are now using the internet to obtain their credit reports. It [...]

Will being 3 days late on a credit card payment hurt your credit?

defectivecandy asked: I didn’t receive a bill this month for my credit card, so when I got on my phone today I found out I was late by three days on my credit card payment. So I jumped online and paid the whole card off. I know most likely I will get a late fee, [...]

How to Dispute Credit Report Errors

Ryan asked: If you’ve recently discovered that that you need to dispute credit report errors, you are not alone. Research shows that 75 percent of credit reports have errors on them, and 1 in 4 credit reports include errors that actually have a negative impact on your credit score. This is no surprise considering that [...]

The Free Annual Credit Report and Its Importance

Ray Eddings asked: The yearly summary of your annual personal credit report, the report which tells how the consumer is basically paying the companies to which he or she owes money, is a major factor to judge your credit worth. The annual credit report for every person is maintained by the financial institutions and the [...]