Archive for April 2009

The Benefits Of Checking Your Credit Report

Daniel Millions asked: Having a good credit rating has become incredibly important in the modern world. With a high credit score, you can apply for loans with better interest rates, premium credit cards, and low-interest mortgages. To check your credit history, you simply need to request a credit report from one of the three major [...]

Free Credit Report and Credit Score

Isabel asked: Free Credit Report and Credit Score indicate the creditworthiness or financial position of a person. Initially there was strict prohibition to disclose the credit report and score. But due to development in business skills and policies many retailers and lenders extend credit facilities to their customers. In order to secure the credit transaction [...]

If I pay off my credit card bills, how soon will it be reflected in my credit reports?

Xp D asked: My home mortgage will reset in a few months. If I bring down all my credit card balances to 0 now, how soon will my credit reports reflect this; thus improve my credit scores?EDWARDO

Mortgage Approved, How long it takes to show in the credit reports?

Fgng asked: If I get approve today for a mortgage loan, how long does it take to show up in a credit report? Or If get approve for an Auto loan, how long does it take to post in the credit report. The credit report that the lenders can see.PABLO

How can I check credit reports on people and check to see if they have ever been evicted?

ArLorax asked: I am looking to buy properties in Ohio to start renting, but don’t know how to get credit reports on people or to find out if they have stiffed other landlords. Also, what is a good credit report threshold to use for renting? Should I go by a minimum score (say 600) or [...]