Archive for April 27, 2009

does credit report update the same day a company reports to them?

darko_d1 asked: I negotiated a pay to delete with a collection company. They told me the date that they will report. Will it drop from my credit report that day or will it take time from the date that they tell the bureaus to delete it?MITCH

Free Credit Reports – Take Full Advantage Of The Free Credit Report!

Abhishek Agarwal asked: When a company is deciding whether or not to give you a loan, a mortgage or a credit card it checks your credit report. Your credit report contains information about every credit transaction you have made. If you failed to make a payment or defaulted on a loan then it will be [...]

Fixing a Bad Credit Report

Tom Tessin asked: A bad credit report causes your credit score to reflect a negative debt policy. This lower score causes you the inability to buy things that you need or want. You may not deserve this report for a variety of reasons that can be fixed. When you buy an item from a rent-to-own [...]