Archive for April 2009

Should You Obtain a Copy of Your Credit Report?

Allison May asked: The answer to the above question is yes. You definitely should obtain a copy of your credit report. If you’re asking why, let’s talk about some important points about your credit report. What is in your credit report? Your credit report contains significant information about your accounts and finances. In your credit [...]

does credit report update the same day a company reports to them?

darko_d1 asked: I negotiated a pay to delete with a collection company. They told me the date that they will report. Will it drop from my credit report that day or will it take time from the date that they tell the bureaus to delete it?MITCH

Free Credit Reports – Take Full Advantage Of The Free Credit Report!

Abhishek Agarwal asked: When a company is deciding whether or not to give you a loan, a mortgage or a credit card it checks your credit report. Your credit report contains information about every credit transaction you have made. If you failed to make a payment or defaulted on a loan then it will be [...]

Fixing a Bad Credit Report

Tom Tessin asked: A bad credit report causes your credit score to reflect a negative debt policy. This lower score causes you the inability to buy things that you need or want. You may not deserve this report for a variety of reasons that can be fixed. When you buy an item from a rent-to-own [...]

How do I go about clearing up my credit without disputing everything on my credit reports?

allison a asked: I have a lot of old credit, a lot of charge offs, etc. I really want to clean up my credit report, how do I do that with out disputing everything, and with three agnecies. Is there a company that can do this? ThanksROSS