peggy m asked: I am filing bancruptcy for high medical bills and my lawyer needs a list of creditors from when I had first started going into debt. I don’t remember all the hospitals and doctors and some of the ones I do remember are not on the credit reports. How do I find them [...]
Geoff Hibbert asked: A credit report is a history of your payments, not just a snapshot of where you are at the moment, says Maxine Sweet, vice president of public affairs for Experian, one of the three major credit reporting agencies.A credit report is a crucial document that reflects your credit status. A credit report [...]
Robert F. Brennan, Esq. asked: The Federal Credit Reporting Act ["FCRA"] makes it mandatory for Credit Reporting Agencies such as Experian, Equifax and Trans Union “to follow reasonable procedures to assure maximum possible accuracy of the information in the [consumer's credit] report….” A willful and negligent failure to do so is violation number 1 of [...]