Archive for February 2009

How long do rental judgements last on credit reports?

Rashon G asked: I have a judgement for non payment of rent from 07/01 on my credit report. Is there a time limit in the State of California for it to be removed off of my records?KERRY

How To Get Your Credit Report Free

Danny Thompson asked: Because of a new federal law passed in 2005, you can now get your credit report free from all 3 of the major credit bureaus (Equifax, Experian and TransUnion).Thanks to this legislation, credit reporting agencies are required to provide you with a free copy of your credit report on an annual basis [...]

Your Credit Report : 5 Myths Busted

cynthiastewart asked: The credit report in United States is a document prepared by each of the three main credit reporting agencies Equifax, Experian and TransUnion. This report is absolutely essential to get any kind of loan from banks and other agencies. The credit report determines your credit score which is an indication of your financial [...]

How to handle bad credit debt thats almost 10 years old but it still shows up on my credit reports?

bynam asked: I have atleast 4 major credit debts that was in the early 90′s i thought bad debt only remains on your credit for no longer than 7 years its almost over 10 years but they still show up on my credit reports. Is there anything I can go legally to take those off [...]

The Benefit of Checking Your Free Credit Report in the UK

Dave Joa asked: Instant Online Access.Today in the UK you can now have instant access to get your free credit report online.But what are the benefits of being able to see this record of your credit history and the other details that the credit reference agencies hold about you on your personal credit file.In order [...]