Abhishek Agarwal asked: Equifax has been compiling credit reports since 1899. You can now get your own free credit report every year from Equifax. Your credit report is what banks, mortgage and credit card companies use when they are deciding whether to grant you credit. It is a record of every credit transaction you have [...]
lmg asked: I know that an old account will be deleted from your credit report 7 years from “last activity”. But what is “last activity”? Last payment? Last purchase on the credit card? Last contact with the company? Do the 3 credit bureaus have different definitions? Or do companies and collections have different definitions?FELIPE
Sean Patrick asked: Your credit report and score tells lenders whether or not you are a good risk for a loan. Your credit history, payments, and account information are on this report. Your FICO score is also an important factor for lenders. The information contained in your credit report is used to generate your FICO [...]
ffrankon1 asked: I know there is a government sponsored program that will provide free credit reports from all three reporting agencies once a year. Does anyone know the specific web site to obtain these or a phone number to call?ANDRE
Emanuele Allenti asked: TRW is a company that handles requests from individuals to see their credit report. A TRW free credit report is only a letter away. You can contact them and request your credit report to be sent to you and they will make sure that you get your credit report. You may ask [...]