Archive for January 2009

Are there any credit report websites that give access to updaited reports for a monthly fee?

Jay asked: I recently signed up for Identity Guard and they positioned that you would have access to your credit report and score constantly for 12.99 a month. Since i’m working to clear my report and improve my score, I thought being able to see it updated quickly would help. I have since found out [...]

What’s the best site online to view all three credit reports and score?

kmsca5 asked: I want to review my credit report and make sure everything is in order. I also want to see where my score is at right now. I heard there are several sites out there that offer this. I want to know from experience what is the best site, great service and price etc. [...]

Obtain Your Credit Report For Free

Mel Jensen asked: Every year consumers have the right to review their credit report for free. The Fair Credit Reporting Act (FCRA) requires that the three major credit bureaus (Equifax, TransUnion and Experian) provide you with your credit report. It is recommended that you take the time at least once a year to review your [...]

What is Your Credit Report Made Of?

Allison May asked: span lang=”EN-US”>We often hear that a person’s credit report is very important because lenders, employers and even landowners check this document to measure one’s credibility and financial capability. But what really is inside your credit report? Do you really understand how it works? Let’s take a closer look on what your credit [...]

Can I dispute my bankruptcy information on my credit reports?

Cole asked: I filed bankruptcy, chapter 7, in 2004, but I’ve just noticed that all the major credit reporting agencies are reporting inaccurate information. My case number is inaccurate on all three as well as what type of court my bankruptcy was filed in, and one even has the date wrong. I’ve also read that [...]