Archive for December 2008

What Exactly Do you Get in a Free Credit Report ?

Mike Clover asked: In this article we will discuss the misconception of free credit reports. There are lots of advertisements out there saying get your free credit report. But what exactly does a free credit report come with? I have personally seen about 3 different types of credit reports being advertised out there.The first type [...]

How To Prevent Errors on Your Credit Report

Liz Roberts asked: Whenever somebody applies for credit or financing, his or her credit report will be pulled electronically from any of the three major consumer reporting agencies (CRA). These CRAs are Experian, Trans Union, or Equifax – companies that are responsible for maintaining correct and up-to-date credit information around the country. Everyone is probably [...]

How do I get low cost business credit reports?

Mike asked: I am a business owner and I am trying to find a reasonably priced business credit report service. We were using the DNBI service last year. Then DNBI wanted to increase our price by 300% and we had no choice, but to let the service expire. Any ideas for a low cost business [...]

What is the best and most cost effective “pay” service to pull customer credit reports?

seanhazen asked: We are an outsourced call center providing service support to a debt counsellor. We require a method to pull credit reports on those customers that ask for their services. We are looking for a legitimate pay service that is reliable, quick, complete and cost effective.DONNELL

Everyone Should Know About Credit Report Basics

Lee Beattie asked: Credit Report BasicsThe Credit Reporting Agencies work with lenders, creditors, insurers and employers to collect information from them and share it with companies with whom you desire to do business. Here’s an instance of how the system works:A) When you apply for newly credits the creditor petitions a copy of your financial [...]