libertywarrior asked: Attention credit gurus. A consumer is supposed to be able to get one free credit report. But when I tried to order, the co. puts up an agreement that forces you into monthly credit report monitoring for a monthly fee, this before they give you the “free” report, So what is the best [...]
Peter Nisbet asked: The importance of getting your free credit report cannot be overemphasized. In the current economic climate, with such a strong squeeze on credit, everybody’s credit rating is at risk, and even if you think you have a premium credit score, you might be in for an unpleasant shock. People are getting such [...]
LittleMomma asked: I pulled a credit report and the Trans Union score was 740. Two days later, I had to pull a new report – it was the lender’s decision, not mine – and Trans Union dropped their score nearly 50 points!!! I understand they use different models, but can anyone explain this huge drop? [...]
Bree asked: I recently watched a Montel show about information theft without anybody finding out especially people under 18. And I get a lot of emails about credit reports and I’m a little scared that something is up. How do I know and find out if someone had been using my information?RAFAEL
Mike Clover asked: What is in a credit report? A credit report is a snapshot of your current obligations to creditors. These creditors include credit card companies, mortgage companies, banks, and retail stores. Lenders are permitted by law to check your credit report and review it in order to determine whether or not to grant [...]